学生贷款
学生 loans can be facilitated by the U.S. Department of Education or by private institutions. 这些贷款, accessible to students or their parents, are a borrowed sum that must be repaid with interest.
联邦 loans come with publicly disclosed terms set by the government. 私人贷款, 然而, are not federally insured and can have fluctuating approval prerequisites and their own set of terms. It’s crucial to compare these aspects when considering your financial aid options.
联邦贷款
美国.S. Department of Education offers federal loans to eligible students or their parents to help cover their educational costs.
私人贷款
As a rule, private loan borrowers must be U.S. citizens, nationals, or permanent residents with sound creditworthiness. International students can also apply, provided they have a creditworthy U.S. 共同签署人和所需的美国.S. Citizenship and Immigration Service documentation.
For students with no credit or poor credit history, applying with a creditworthy co-borrower may open up the possibility of securing a loan. Please note that most lenders require a qualified co-borrower before approving the loan.
Remember that interest rates and repayment terms can vary among private lenders. While 普洛佛大学 doesn’t recommend specific private lenders, students are free to borrow from any lender. Before choosing, we encourage you to research and review all lender terms and conditions thoroughly.
Finally, verify with your chosen lender if 普洛佛大学 is recognized as an eligible institution. If approved, we are happy to certify your loan with your lender.